Defensive Driving Benefits

Does the Delaware Defensive Driving Discount Apply to My Entire Auto Insurance Premium?

Does the Delaware Defensive Driving Discount Apply to My Entire Auto Insurance Premium?


Delaware drivers can save up to 15% on the liability and personal injury protection (PIP) portions of their auto insurance premium by completing an approved Delaware Defensive Driving course.

Under Delaware Insurance Regulation 607, the Defensive Driving discount applies to the premiums for:
• Bodily injury liability
• Property damage liability
• Personal injury protection (PIP)

How Much Is the Delaware Defensive Driving Discount?

The amount of the discount depends on the course you qualify for:
• If you are taking Delaware Defensive Driving for the first time, the Basic Course provides a 10% discount.
• If you qualify for the Advanced/Refresher Course, the discount is 15%.

Not sure which course you need? See Which Delaware Defensive Driving Course Do I Need for the Insurance Discount?

How Long Does the Insurance Discount Last?

The Delaware Defensive Driving insurance discount lasts for three years. Learn more about how long the Delaware Defensive Driving insurance discount lasts.

Want to keep your discount active? See How Often Can I Take Delaware Defensive Driving for the Insurance Discount? for when to take your next course and renew your discount.

Have Questions About Your Insurance Discount?

If you’re not sure when to take Delaware Defensive Driving again or which course you need, contact us. We’ll be happy to help you determine the right course.

Delaware Defensive Driving

Delaware Defensive Driving Inc. has been providing State of Delaware Division of Motor Vehicles approved Basic and Refresher (aka “Advanced”) defensive driving courses since 1992. Based in Wilmington, Delaware over 175,000 certificates of completion have been issued to Delaware drivers over the last 34 years.

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