Defensive Driving Benefits

How Does the Delaware Defensive Driving Insurance Discount Work?

How Does the Delaware Defensive Driving Insurance Discount Work?

Delaware drivers can save up to 15% on their auto insurance by completing an approved Delaware Defensive Driving course.

The Basic Course provides a 10% discount, while the Advanced/Refresher Course provides a 15% discount for drivers who qualify.

How Much Is the Delaware Defensive Driving Insurance Discount?
The Basic Defensive Driving Course provides a 10% auto insurance discount. Drivers who qualify for the Advanced Course receive a 15% discount. Learn more:  How Much Is the Delaware Defensive Driving Insurance Discount?

Which Delaware Defensive Driving Course Do I Need?
If you are taking Delaware Defensive Driving for the first time, you will generally need the Basic Course. Returning students may qualify for the Refresher Course and the higher 15% insurance discount.

Not sure which course you need? See: Which Delaware Defensive Driving Course Do I Need for the Insurance Discount?

How Long Does the Insurance Discount Last?
The Delaware Defensive Driving insurance discount lasts for three years. You can take the Advanced Course before your current discount expires once you are eligible, helping you continue your insurance savings without a gap.

Learn more: How Long Does the Delaware Defensive Driving Insurance Discount Last?

For renewal timing, see: How Often Can I Take Delaware Defensive Driving for the Insurance Discount?

Will My Insurance Company Give Me the Discount?
Yes. If you complete an approved Delaware Defensive Driving course, your auto insurance company is required to provide the applicable Defensive Driving discount on your Delaware policy.  Learn more: Will My Insurance Company Give Me the Delaware Defensive Driving Discount?

What Part of My Auto Insurance Premium Receives the Discount?
The Delaware Defensive Driving discount applies to the liability and personal injury protection (PIP) portions of your auto insurance premium. Learn more:  Does the Delaware Defensive Driving Discount Apply to My Entire Auto Insurance Premium?

What Happens After I Complete the Course?
After you complete your Delaware Defensive Driving course, your certificate is available immediately and a copy is emailed to you at no additional charge. Provide your certificate to your auto insurance company to receive the Defensive Driving discount on your Delaware policy. Learn how to get your Delaware Defensive Driving discount added to your insurance.

Wondering when your savings will begin? See: When Does My Delaware Defensive Driving Insurance Discount Start?

Ready to start saving on your auto insurance?
>> Choose Your Delaware Defensive Driving Course


Have Questions About Your Insurance Discount?
If you’re not sure which Delaware Defensive Driving course you need or when to take it, contact us. We’ll be happy to help you determine the right course.

Delaware Defensive Driving

Delaware Defensive Driving Inc. has been providing State of Delaware Division of Motor Vehicles approved Basic and Refresher (aka “Advanced”) defensive driving courses since 1992. Based in Wilmington, Delaware over 175,000 certificates of completion have been issued to Delaware drivers over the last 34 years.

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