All Family Members Should Complete Delaware Defensive Driving
If more than one driver is listed on your Delaware auto insurance policy, having all eligible drivers complete Delaware Defensive Driving can help your household receive the full Defensive Driving insurance discount.
Under Delaware Insurance Regulation 607, the full discount applies when all operators named on the policy as insureds complete an approved Defensive Driving course. If fewer than all principal or occasional drivers complete the course, the discount is reduced proportionally.
How Does the Discount Work When There Is More Than One Driver?
The amount of the Delaware Defensive Driving discount depends in part on how many drivers on the policy complete an approved course. If all eligible drivers complete Delaware Defensive Driving, the policy can receive the full applicable discount. If only some of the drivers complete the course, Regulation 607 provides for a fractional discount based on the number of drivers who completed the course compared with the total number of drivers covered as principal or occasional drivers.
How Much Is the Delaware Defensive Driving Discount?
The Basic Course provides a 10% discount, while the Advanced/Refresher Course provides a 15% discount for drivers who qualify. Learn more about how much is the Delaware Defensive Driving insurance discount?
What Part of the Premium Receives the Discount?
The Delaware Defensive Driving discount applies to the liability and personal injury protection (PIP) portions of the auto insurance premium. Learn more on how the Delaware Defensive Driving discount applies to auto insurance premiums.
Which Course Does Each Driver Need?
Not every driver on the same policy will necessarily need the same course. A first-time student may need the Basic Course, while another family member may qualify for the Advanced/Refresher Course. See Which Delaware Defensive Driving Course Do I Need for the Insurance Discount? to determine the appropriate course for each driver.
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>> Choose Your Delaware Defensive Driving Course
Have Questions About Your Family’s Insurance Discount?
If you are not sure which course each family member needs, contact us. We’ll be happy to help you determine the right course.
